2.7% + $0.30" is only half of what Whop actually takes.

Whop advertises its card processing rate (2.7% + $0.30) but adds a separate 3% platform fee on automation-driven sales (Discord, Telegram, TradingView). The real all-in rate runs around 6.2% on a standard domestic sale — before payout fees and international surcharges.

What Whop doesn't roll into one number

• Domestic card processing: 2.7% + $0.30.

• Platform commission: 3% (on automation-driven sales).

• International: +1.5%. Currency conversion: +~1%.

• Instant payout: +4% + $1. Wire payout: $23 flat.

• Discover marketplace: the 30% commission was removed in 2025 — Discover sales are now charged the same rate as direct sales (worth double-checking, since several third-party sources still cite the old 30% rate incorrectly).

Worked example

• Domestic $100 sale via automation: $100 × (2.7% + 3%) + $0.30 = $6 in fees → net ~$94 (effective rate ~6%).

How it works

• Read-only Whop API connection.

• Sales pull with platform commission / card processing / payout method broken down.

• Consolidated view alongside your other providers.